The electrician insurance specialists
General liability, tools & test equipment, and workers comp — built for how electrical businesses actually work. Solo service techs, licensed crews, residential, commercial, and industrial work.
No spam. Same-day coverage is typically available, and your certificate of insurance is issued instantly after you bind.
Get your free quote
Step 1 of 4How it works
A few quick questions about your electrical business — about two minutes.
Licensed agents build a custom quote for your business — typically back the same business day.*
Get your custom quote, review the coverage, and enroll right away — on your schedule.
Once you bind, your certificate of insurance is issued instantly — ready to send to any client or GC.
*Quote turnaround is typical during normal business hours and may vary. Coverage, same-day availability, and eligibility are subject to carrier underwriting and approval.
"You work inside live panels and tight deadlines every day. We build coverage around how your electrical business actually runs."
Coverages
Plain-English protection, matched to your real exposures.
The foundation. Responds to third-party bodily injury and property damage — a faulty connection sparks a fire, a client trips over your cable spool, or a panel job damages drywall or fixtures.
Inland marine coverage protects your meters, testers, thermal cameras, benders, and hand tools — whether on the job site, in your truck, or in transit. Standard property policies don't follow your gear.
The service truck or van you run with ladder racks, spools, and material stock. Personal auto policies often exclude business use — we'll help you review whether you need commercial coverage.
Required in most states if you have employees. Electrical work carries real injury exposure — shock, burns, falls from ladders and lifts. We'll help you determine what's required in your state.
Electrical fire and arc-flash claims can run well past standard GL limits. Umbrella coverage adds a layer of protection on top of your GL, auto, and employer's liability limits.
Blanket additional insured and waiver of subrogation endorsements — the coverage language most GCs, property managers, and utilities require before you're allowed on a job.
Coverage descriptions are general summaries. Actual coverage is governed by the policy issued and is subject to underwriting, terms, and carrier availability.
Who we insure
Service calls, panel upgrades, rewires, and new construction wiring in homes.
Office buildouts, retail, tenant improvements, and commercial service work.
Licensed contractors managing crews, subcontractors, and larger electrical projects.
One-person operations that need GL fast — often for a permit, license, or GC requirement.
Data, security, fire alarm, and other low-voltage electrical specialists.
Just starting out? New ventures welcome. Get covered from day one. →
Wondering about price?
Your premium depends on revenue, number of employees or subs, whether you do commercial or industrial work, and the states you operate in. See what drives the number — and what you'd likely pay.
See the full cost breakdown →FAQ
Tell us about your business and our licensed agents will build your custom quote — typically back the same business day. Review your quote, enroll yourself, and your COI is issued instantly after you bind.
The specialist insurance program for electricians.